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98 Kensington Road, Off Knockbreda Carriageway, Belfast, BT5 6NH

Offers Around £215,000
  • status Agreed
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Semi-Detached
  • Price Offers Around £215,000
  • Style Semi-Detached
  • Bedrooms 2
  • Receptions 1
  • Heating Economy 7
  • EPC Rating G16 /F26
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Kirby O'Connor


Two bedroom retro finished home with bay front, located on the Kensington Road in the Cherryvale area. This property is offering great potential, versatile and spacious living. Ideally suited to the first time buyer, young professional or downsizer alike. Accommodation comprising of; porch,living/ dining space, kitchen/dining area and separate utility room. First floor providing bright spacious landing, two spacious bedrooms, one main bathroom and a floored attic space. We believe this property will gain alot of attention due to the prospects it holds. We reccommend early viewing to avoid dissappointment.


  • Bay Fronted Semi Detached Home.
  • Two Generous Bedrooms, Option To Extend For Third Bedroom.
  • Family Bathroom.
  • Through Lounge open plan to Dining Room
  • No Onward Chain.
  • Electric Heating.
  • Double Glazed Windows.
  • Part Floored Roofspace & Storage.
  • Private Driveway & Enclosed Garden Area to the Rear.
  • Popular Location.

Room Details

  • PORCH:

    Marble flooring, double glazed windows.

    Carpeted flooring, under stairs storage/cloaks, access to electric meter, wooden panelled walls
  • LIVING/DINING ROOM: 24' 11" X 12' 1" (7.59m X 3.68m)

    Electric fire with granite mantelpiece, cornice ceiling.
  • KITCHEN/DINING: 16' 0" X 9' 11" (4.88m X 3.02m)

    Range of high and low level units, laminate effect worktops, stainless steel sink with chrome taps, built-in electric cooker with four rings, built-in high level oven and grill, part tiled walls, marble flooring, breakfast serving hatch, part tiled walls, part wooden panelled walls, marble flooring, built-in casual dining area with seating.
  • UTILITY ROOM: 8' 1" X 6' 0" (2.46m X 1.83m)

    Marble flooring, plumbed for washing machine, part tiled walls.

  • BEDROOM (1): 20' 0" X 10' 1" (6.10m X 3.07m)

    Part wooden panelled walls, built-in storage and cabinetry, built-in sink unit with chrome taps and built-in vanity unit, part tiled walls.
  • BEDROOM (2): 11' 1" X 10' 10" (3.38m X 3.30m)

    Built-in sink with chrome taps and built-in cabinetry, part tiled walls

    Coloured suite comprising low flush WC, panelled bath with chrome taps, fully tiled walls, tiled floor, wash hand basin with chrome taps and built-in vanity unit, part wooden panelled walls, dual aspect windows, access to insulated lagged copper cylinder/hotpress with additional built-in shelving, access hatch to roofspace.
  • ATTIC:


    Enclosed front garden, fully laid in concrete with some flowerbeds and mature hedging, driveway with off-street parking for several cars, uPVC double glazed front door with glass inset and glass side lights into reception porch.


Show Map

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Driving along dual carriageway, turn right into Kensington Road.No 98 is on your left hand side.

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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