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23 The Cloisters, University Avenue, Belfast, BT7 1GD

Offers Over £169,950
  • status Sale
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Apartment
  • Price Offers Over £169,950
  • Style Apartment
  • Bedrooms 2
  • Receptions 1
  • Heating Phoenix Gas
  • EPC Rating C76 /C79
    EPC
  • Status Sale
Jonathan Killen GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Jonathan Killen

Description

This beautifully presented apartment is situated in the popular development of the Cloisters, University Avenue, South Belfast.

 

The accommodation comprises two generous bedrooms, master ensuite and bright spacious lounge which is open plan to luxury fitted kitchen. It also benefits from Phoenix Gas central heating, double glazing and modern bathroom with separate shower cubicle with additional benefit of private, secure parking with electric gates.

 

Ideally located close to Queens University, Belfast and the City Centre. Viewing is highly recommended to avoid disappointment.

Features

  • Beautifully Presented First Floor Apartment in Private, Gated Development
  • Two Generous, Spacious Bedrooms
  • Spacious Lounge with Balcony
  • Open Plan Modern Fitted Kitchen
  • Modern White Bathroom Suite With Separate Shower Cubicle
  • Gas Fired Central Heating
  • Double Glazed Throughout
  • Private Secure Parking

Room Details

  • ENTRANCE HALL:

    Built in storage.
  • LOUNGE: 18' 11" X 17' 9" (5.77m X 5.41m)

    Feature wooden fireplace with gas fire. Built in storage. Laminate floor. French doors to balcony. Open plan to:
  • KITCHEN:

    with range of high and low level units, one and a half stainless steel sink unit. Built in gas hob and electric oven, splash back, stainless steel fan. Integrated fridge freezer and dishwasher. Tiled floor.
  • BATHROOM:

    White suite comprising low flush WC, wash hand basin, bath and separate shower cubicle with electric shower. Part tiled walls and floor.
  • BEDROOM (1): 12' 5" X 12' 1" (3.78m X 3.68m)

  • EN SUITE SHOWER ROOM:

    Comprising low flush WC, wash-hand basin and shower cubicle with electric shower. Part tiled walls and floor.
  • BEDROOM (2): 7' 1" X 15' 2" (2.16m X 4.62m)

  • Private parking with electric gates.

Location

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Directions

University Avenue, off Ormeau Road.

Mortgage Calculator

  • Property Value
  • Deposit
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  • Int. Rate
  • Term (Yrs)
  • Repayment/month
 

Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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