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106 Cromwell Road, Off Botanic Avenue, Belfast, BT7 1JY

Offers Over £185,000
  • status Agreed
  • bedrooms 4 Bedrooms
  • receptions 2 Receptions
  • style Terrace
  • Price Offers Over £185,000
  • Style Terrace
  • Bedrooms 4
  • Receptions 2
  • Heating Gas
  • EPC Rating D64 /C73
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Kirby O'Connor


Cromwell Road is located in the Botanic Area of South Belfast, close to Botanic Avenue and an array of amenities.  This Property is situated in an area of high rental demand with many Students / Young Professionals in the area given the close proximity to Queens University and easy access to Belfast City Centre.
The property is a substantial red brick mid terrace property comprising of front reception room (with potential of 5th Bedroom) Living room and fitted kitchen.  The first floor consists of two shower room suites and two double bedrooms.  On the third floor there are two further double bedrooms.
Given the large bedrooms and the popularity of the location this property is an ideal investment opportunity.


  • Substantial Red Brick Mid Terrace Property In Popular Location
  • Accommodation Over Three Floors
  • Gas Fired Central Heating System
  • PVC Double Glazed Windows
  • Recently Re-Plastered Internally
  • Four Double Bedrooms With Potential For Fifth
  • Two Shower Room Suites
  • Popular Location and Area of High Rental Demand
  • Close To Botanic Avenue, Queens University and Botanic Gardens

Room Details


    Hallway with laminate floor
  • RECEPTION ROOM (BEDROOM 5) 14' 4" X 12' 0" (4.37m X 3.66m)

    Into bay, electric meter cupboard.
  • LIVING ROOM: 11' 5" X 10' 3" (3.48m X 3.12m)

    Built in storage cupboards
  • KITCHEN: 10' 10" X 8' 9" (3.30m X 2.67m)

    Range of high and low level units, plumbed for washing machine, bob and extractro fan, built in oven. Door leading to rear enclosed yard


    White panel bath with shower, low flush wc, white pedestal sink

    Shower, low flush wc, white pedestal sink
  • BEDROOM (1): 16' 8" X 11' 3" (5.08m X 3.43m)

    Wood effect Laminate flooring
  • BEDROOM (2): 10' 5" X 9' 9" (3.18m X 2.97m)

    Wood effect Laminate flooring
  • BEDROOM (3): 15' 5" X 10' 3" (4.70m X 3.12m)

    Wood effect laminate flooring
  • BEDROOM (4): 10' 7" X 8' 6" (3.23m X 2.59m)

    Wood effect laminate flooring


Show Map

* Click boxes to display surrounding locations


Travelling along Botanic Avenue, turn left onto Cromwell Road, No. 106 is close to the end at the junction with Westminster Street

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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