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16 Joy Street, City Centre, Belfast, BT2 8LE

  • status Agreed
  • bedrooms 4 Bedrooms
  • receptions 1 Reception
  • style Townhouse
  • Price £285,000
  • Style Townhouse
  • Bedrooms 4
  • Receptions 1
  • Heating GFCH
  • EPC Rating C73 /C74
  • Status Agreed
Eve Harrison GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Eve Harrison


A unique opportunity to acquire this Georgian listed property with original features in the heart of the city centre. Conveniently located within minutes walk from the City Hall, Water Front Hall and many close amenities. With historic importance, Joy Street comes from the Joy family who owned the paper mill. The property comprises; living area, kitchen, four double bedrooms and bathroom. This property will be ideal for investors and first time buyers alike. We recommend early viewing for such a unique property as we expect it to be popular.


  • Georgian Grade B Listed Property.
  • Three Storey Terrace.
  • Kitchen With Separate Utility Room.
  • Living Room
  • Four Double Bedrooms.
  • One Bathroom.
  • Sliding Slash Windows.
  • Floored Loft With Great Storage.
  • Gas Fired Central Heating (New Boiler).
  • Modern Interior.
  • Great Investment.

Room Details


    Tiled floor.
  • LIVING ROOM: 12' 0" X 10' 0" (3.66m X 3.05m)

  • BEDROOM (1): 12' 0" X 10' 9" (3.66m X 3.28m)

  • KITCHEN: 8' 0" X 7' 9" (2.44m X 2.36m)

    Range of high and low level units, free standing fridge freezer dish washer. Cooker hood with extractor fan. 1 1/2 stainless steel sink. Lino flooring. Sliding sash feature window.

    Washing machine and tumble dryer and work surface.
  • BEDROOM (2): 17' 5" X 11' 0" (5.31m X 3.35m)


    Wash hand basin, low flush WC, panelled bath with over head rainshower. Tiled floor.
  • BEDROOM (3): 17' 2" X 10' 10" (5.23m X 3.30m)

  • BEDROOM (4): 11' 0" X 11' 0" (3.35m X 3.35m)


    Access to roofspace.


Show Map

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Located off Franklin Street, turning right off Franklin Street onto Joy Street.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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