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Apt 4 98 University Street, Belfast, BT7 1HE

Offers Over £155,000
  • status Agreed
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Apartment
  • Price Offers Over £155,000
  • Style Apartment
  • Bedrooms 2
  • Receptions 1
  • Heating GFCH
  • EPC Rating C77 /C79
  • Status Agreed
Jonathan Killen GOC Estate Agents Office: 028 9066 2366
Jonathan Killen


This well presented 3rd floor apartment is situated in a convenient location, just off University Road in the heart of Belfast's Queens Quarter. The apartment is located in an exclusive development of only four apartments with lift access to all floors. The bright and generous accommodation centres around a spacious lounge which is open plan to kitchen and dining area and benefits from a feature, apex window providing natural light. In addition there are 2 double bedrooms, including a master with ensuite shower room. Situated close to Queens University and within comfortable walking distance of Belfast City Centre, the property offers convenience to a wide range of amenities, including Botanic Gardens, The Ulster Museum and an array of shops, pubs and restaurants along with several public transport options. This superb apartment will appeal to owner occupiers and those buying for investment, viewing is highly recommended. First time investment buyer? Our expert team of sales, rental and HMO experts will help you through the process, step by step, from buying to letting. Our Property Management Service can take control while you sit back and watch your investment value grow. For further information talk to our team today.


  • 3rd Floor Apartment in an Extremely Convenient Location
  • Bright Lounge with Feature Apex Window
  • Open Plan Fitted Kitchen with Dining Area
  • Two Double Bedrooms Including Master with Ensuite Shower Room
  • Bathroom with White Suite
  • Exceptionally Well Presented Throughout
  • Gas Central Heating with Underfloor Heating System Throughout
  • Double Glazed Windows Throughout
  • Within Walking Distance of Queen's University and Belfast City Centre
  • Convenient to a Range of Local Amenities
  • Ideal for Investors or Owner Occupiers

Room Details

  • Communal front door to communal entrance hall, stairs and lift to
  • Communal landing, front door to

    Feature glass wall offering additioanl natural light
  • LOUNGE: 29' 11" X 15' 9" (9.12m X 4.80m)

    (overall to include kitchen/dining) Feature apex window and additional velux window offering natural light. Open plan to...

    Range of high and low level units, work surfaces, 4 ring gas hob with electric oven under, stainless steel extractor fan, single drainer stainless steel sink unit, plumbed for dishwasher, plumbed for washing machine, space for fridge freezer, tiled floor, part tiled walls
  • BEDROOM (1): 12' 2" X 10' 10" (3.71m X 3.30m)

    Views towards Belfast City Centre

    White suite comprising fully tiled shower cubicle with electric shower, low flush wc, pedestal wash hand basin, tiled floor, part tiled walls
  • BEDROOM (2): 10' 9" X 6' 11" (3.28m X 2.11m)

    Built in storage

    White suite comprising fully tiled shower cubicle with electric shower, corner bath, low flush wc, pedestal wash hand basin, tiled floor, part tiled walls, extractor fan, towel rail


Show Map

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Coming out of Belfast on University Road, turn left on to University Street and number 98 is on the left hand side.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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