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Apt 3 98 University Street, Belfast, BT7 1HE

Offers Over £129,950
  • status Sale
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Apartment
  • Price Offers Over £129,950
  • Style Apartment
  • Bedrooms 2
  • Receptions 1
  • Heating GFCH
  • EPC Rating C78 /B81
  • Status Sale
Jonathan Killen GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Jonathan Killen


A bright and spacious second floor apartment located in an area known for its high convenience. Queens University, the village of Botanic Avenue, the amenities on the Ormeau Road and Belfast City Centre are within a short working distance. Situated in a block with only five apartments and constructed approximately fifteen years ago. This apartment offers excellent modern day living with a spacious open plan kitchen/dining/living area, two good sized bedrooms and a four piece bathroom suite. The accommodation is further benefited with gas fired central heating and double glazed windows. Presented in excellent decorative order and sure to appeal to a wide market to include first time buyers, investors and those with family members attending the local universities. Viewing is highly recommended to fully appreciate.


  • Well Presented, Modern 2nd Floor Apartment
  • Two Spacious Double Bedrooms
  • Generous Open Plan Living/Kitchen/Dining Area
  • Modern Fitted Kitchen With Integrated Appliances
  • Modern White Bathroom Suite
  • Gas Fired Central Heating
  • Secure Access With Intercom Entry System
  • Lifts With Access to All Floors
  • Ideal Opportunity for Investors or First Time Buyers

Room Details


    Leading to communal stair well and lift

    Laminate wood flooring
  • OPEN PLAN LIVING/KITCHEN/DINING AREA: 19' 0" X 16' 1" (5.79m X 4.90m)

    Kitchen: Benefits from a range of high and low level units, single drainer stainless steel sink unit, four ring gas hob and electric oven, extractor hood, tiled splashback and flooring Living/Dining Area: Laminate wood flooring
  • BEDROOM (1): 11' 0" X 9' 1" (3.35m X 2.77m)

    Laminate Wood Flooring
  • BEDROOM (2): 11' 1" X 9' 1" (3.38m X 2.77m)

    Laminate Wood Flooring

    Low flush WC, pedestal wash hand basin, panelled bath with mixer taps, separate shower cubicle with electric shower


Show Map

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The property is located on the left of University Street coming from Botanic

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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