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86 Carryduff Road, Temple, BT27 6UA

Offers Around £179,950
  • status Sale
  • bedrooms 4 Bedrooms
  • receptions 2 Receptions
  • style Cottage
  • Price Offers Around £179,950
  • Style Cottage
  • Bedrooms 4
  • Receptions 2
  • Heating OFCH
  • EPC Rating F36 / E47
  • Status Sale
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366
Kirby O'Connor

Description

A beautiful cottage built in 1927 with deceptive accommodation comprising of four bedrooms, a living room with multi fuel stove and seperate dining room,bathroom and shower room.Modern kitchen with rear hall leading to seperate utility room.A unique and quaint cottage with beautiful garden area to the front ,side and rear with potential for off street parking to the rear.Double glazed to the front and oil fired central heating. Convenient to local shops or commuting on main arterial routes.Offering flexible accommodation tastefully finished . Viewing would be recommended.

Features

  • A Semi Detached Bungalow
  • Two Reception Rooms
  • Four Bedrooms with laminate Wooden Floors
  • Oil Fired Central Heating
  • Double Glazed Windows to the Front
  • Mature Gardens
  • Bathroom & Shower Room
  • Excellent Storage
  • Set off the Main Road

Room Details

  • ENTRANCE HALL:

    Tiled floor and double glazed front door.
  • DINING ROOM: 16' 0" X 12' 11" (4.88m X 3.94m)

    Open fireplace with brick surround and tiled hearth. Dado rail.
  • LOUNGE: 22' 0" X 13' 10" (6.71m X 4.22m)

    Multi fuel stove with feature brick wall,wooden beam mantle and granite hearth.
  • REAR HALLWAY: 7' 0" X 6' 11" (2.13m X 2.11m)

    Currently a dining area with under stairs storage.
  • UTILITY ROOM: 8' 0" X 5' 0" (2.44m X 1.52m)

    Range of units built in ,part tiled walls tiled floor and plumbed for washing machine.
  • KITCHEN: 14' 0" X 7' 0" (4.27m X 2.13m)

    Range of high and low level units,double oven and hob with matching stainless steel cooker hood. Single drainer stainless steel sink unit.Part tiled walls and tiled floor.Concealed lighting.
  • REAR HALLWAY:

    Large walk in larder with shelving.
  • BEDROOM (1): 15' 0" X 13' 0" (4.57m X 3.96m)

    Laminate floor and built in robes.
  • BEDROOM (2): 12' 0" X 9' 0" (3.66m X 2.74m)

    Laminate floor.
  • BEDROOM (3): 13' 11" X 12' 10" (4.24m X 3.91m)

    Laminate floor.
  • BEDROOM (4):

    Laminate floor.
  • SHOWER ROOM:

    Electric shower shower doors,vanitry unit and mostly tiled walls and floor.
  • BATHROOM:

    Comprises of bath with telephone shower attachment,shower screen,panel wash hand basin and low flush wc.
  • LANDING:

    Access to roofspace.
  • Well maintained gardens to the front, area to the side and rear with access for parking.

Location

* Click boxes to display surrounding locations

Directions

On the Carryduff Road at the roundabout at Temple beside Shops in the layby.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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