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14 Lockside Court, Stranmillis, BT9 5GQ

Offers Around £155,000
  • status Agreed
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Apartment
  • Price Offers Around £155,000
  • Style Apartment
  • Bedrooms 2
  • Receptions 1
  • Heating Gas
  • EPC Rating C75 /C77
    EPC
  • Status Agreed
GOC Estate Agents Office: 028 9066 2366

Description

A superb second floor own door apartment that offers bright and spacious accomodation within this popular and convieniant apartment development that is convieniantly located to local shops,lagan towpath,Belfast boat club and Queens university.

This lovely property is further enhanced with a modernised kitchen and shower room and gas fired central heating and should be of interest to first time buyers and investors.

We have no hesitation in recommending internal inspection to fully appreciate what this apartment has to offer.

Features

  • Second Floor Apartment
  • Open Plan Living/Dining /Kitchen
  • Two Double Bedrooms
  • Modernised Shower Room
  • Gas Fired Central Heating
  • Timber Double Glazed Windows
  • Car Parking
  • Excellent Order Throughout

Room Details

  • ENTRANCE HALL:

    Stairs to all floors Timber flooring,walk in store/cloakspace with wall mounted gas boiler and shelving.
  • OPEN PLAN LIVING/DINING/KITCHEN 17' 9" X 11' 9" (5.41m X 3.58m)

    Timber flooring,dual aspect windows.Double panel radiator
  • KITCHEN: 9' 7" X 7' 9" (2.92m X 2.36m)

    Range of wall and base units with stainless steel furniture and timber effect worktops and splash backs.11/2 Tub stainless steel sink unit and drainer with mixer tap.Integrated dishwasher.Built in electric oven and 4 ring ceramic hob.Stainless steel and glass extractor hood.Feature up-right radiator.
  • BEDROOM (1): 14' 7" X 8' 7" (4.44m X 2.62m)

    Double panel radiator.
  • BEDROOM (2): 9' 2" X 8' 5" (2.79m X 2.57m)

    Panel Radiator
  • SHOWER ROOM:

    Comprising; Quadrant shower enclosure with body and overhead shower fittings.Dual flush w/c and built in vanity wash hand basin with storage underneath.Ladder style radiator.Tiled walls and flooring.Recess spot lighting. Extractor fan.
  • Communal Car Parking

Location

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Directions

Off Lockview Road, Stranmillis.

Mortgage Calculator

  • Property Value
  • Deposit
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  • Int. Rate
  • Term (Yrs)
  • Repayment/month
 

Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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