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37 Ridgeway Street, Stranmillis, Belfast , BT9 5FB

Offers Around £220,000
  • status Agreed
  • bedrooms 5 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £220,000
  • Style Terrace
  • Bedrooms 5
  • Receptions 1
  • Heating GFCH
  • EPC Rating C69 /C78
  • Status Agreed
Jonathan Steen - MNAEA, MIPAV, Dip. In Property GOC Estate Agents Office: 028 9066 2366
Jonathan Steen


This substantial modern end terrace property is an ideal investment opportunity situated in the heart of Stranmillis, close to The Lyric Theatre. Built approximately 15 years ago the property is HMO Registered and is extremely well presented and maintained by the current owners. In addition the property is currently let until August 2018 and priced to include all landlord's contents. Offering a superb, low maintenance investment opportunity, viewing is highly recommended.


  • Modern End Townhouse in a Prime Investment Location
  • Approximately 15 years old
  • 1st floor Lounge with Dining Area
  • Open Plan Fitted Kitchen
  • 5 Double Bedrooms
  • Bathroom and Additional Ground Floor Shower Room
  • Gas Central Heating/Oak Effect uPVC Double Glazed Windows
  • Well Presented Throughout
  • HMO Registered Until 2020
  • Let Until August 2018 at £1085 per month
  • Walking Distance to Queens University, Public Transport and a Range of Leisure Facilities

Room Details

  • Hardwood front door with glazed inset to

    Tiled floor, access to rear
  • BEDROOM (1): 12' 0" X 8' 6" (3.66m X 2.59m)

  • BEDROOM (2): 9' 0" X 8' 5" (2.74m X 2.57m)


    White suite comprising pedestal wash hand basin, low flush wc, panelled shower cubicle, part tiled walls, extractor fan

  • KITCHEN WITH BREAKFAST AREA : 15' 4" X 12' 8" (4.67m X 3.86m)

    OPEN PLAN TO LOUNGE. Range of high and low level units, work surfaces, 1.5 bowl stainless steel sink unit with mixer tap, 4 ring gas hob with electric oven under, extractor fan, plumbed for washing machine, part tiled walls
  • BEDROOM (3): 12' 9" X 8' 10" (3.89m X 2.69m)


    Storage cupboard with gas fired boiler
  • BEDROOM (4): 12' 9" X 8' 10" (3.89m X 2.69m)

  • BEDROOM (5): 12' 8" X 11' 7" (3.86m X 3.53m)


    White suite comprising panelled bath, low flush wc, pedestal wash hand basin, part tiled walls, extractor fan
  • Enclosed rear yard


* Click boxes to display surrounding locations


Ridgeway Street is in Stranmillis Village

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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