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16 St Ives Gardens, Belfast, BT9 5DN

Offers Over £210,000
  • status Agreed
  • bedrooms 5 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Over £210,000
  • Style Terrace
  • Bedrooms 5
  • Receptions 1
  • Heating Gas
  • EPC Rating E53 /C72 - Download
    EPC
  • Status Agreed
Jonathan Killen GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Jonathan Killen

Description

St Ives Gardens is situated in the heart of the ever popular Stranmillis village area of South Belfast, close to an array of amenities to include shops, cafes and in close proximity to Queens University and PEC. Internally the property is finished to a high standard including modern open plan living and dining through to open kitchen, five double bedrooms and two shower rooms. This terrace property is situated in an area of high rental demand and will appeal to a range of purchasers to include parents and investors alike given the popularity of its location. Furthermore the property is registered as a HMO and benefits from gas heating and double glazed windows.

Features

  • Prominent Red Brick Mid Terrace Property In Well Established Location
  • Modern Finish Throughout
  • Spacious Open Plan Living Accommodation
  • Five Good Sized Bedrooms
  • Two Shower Rooms
  • Gas Heating
  • Double Glazed Windows
  • An Abundance of Amenities to Include Queens University
  • Area Of High Rental Demand
  • HMO Registered to September 2025
  • Annual Income in the region of £13,800

Room Details

  • ENTRANCE HALL:

    Tiled Floor
  • BEDROOM (1): 12' 7" X 9' 0" (3.84m X 2.74m)

    Into Bay
  • LIVING ROOM: 10' 1" X 9' 4" (3.07m X 2.84m)

    Tiled Floor, under stairs storage
  • KITCHEN: 17' 4" X 7' 1" (5.28m X 2.16m)

    Range of high and low level units, integrated oven and hob, extractor, plumbed for washing machine, stainless steel sink unit, gas boiler, tiled floor, part tiled wall
  • SHOWER ROOM:

    Low flush wc, shower unit, white pedestal sink, hot press with megaflow water tank
  • SHOWER ROOM:

    Low flush wc, shower unit, white pedestal sink
  • BEDROOM (2): 10' 11" X 7' 7" (3.33m X 2.31m)

  • BEDROOM (3): 12' 6" X 10' 0" (3.81m X 3.05m)

  • BEDROOM (4): 10' 4" X 7' 4" (3.15m X 2.24m)

  • BEDROOM (5): 12' 7" X 10' 1" (3.84m X 3.07m)

Location

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Directions

St Ives Gardens, Stranmillis

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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