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4 Elaine Street, Stranmillis, Belfast, BT9 5AR

Offers Around £165,000
  • status Agreed
  • bedrooms 4 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £165,000
  • Style Terrace
  • Bedrooms 4
  • Receptions 1
  • Heating Gas
  • EPC Rating D59 / D60 - Download
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366
Kirby O'Connor

Description

An excellent opportunity to acquire a well maintained mid terrace home in the convenient and ever popular Stranmillis area. The Stranmillis Village is a vibrant South Belfast location with a range of public houses, coffee shops and restaurants. Many educational and recreational establishments are within walking distance to include Queens University and PEC, Stranmillis College and the Lyric Theatre. Belfast City Centre and Forestside Shopping Complex are within minutes drive. A range of public transport services are located nearby. The accommodation comprises entrance hall, bright living room, galley kitchen, four bedrooms and separate shower room and bathroom. The property further benefits from gas heating and has a small enclosed yard to the rear. Sure to appeal to a wide spectrum of purchasers, therefore early viewing is highly recommended.

Features

  • Impressive Property Located in the much Sought After Area of Stranmillis Village
  • Close to an Array of Local Amenities Including Queen's University
  • HMO Registered
  • Bright and Spacious Living Accommodation
  • Four Good Sized Bedrooms
  • uPVC Double Glazing
  • Gas Fired Central Heating System
  • Located in an Area of High Rental Demand
  • Currently Rented Until August 2018 at £940 pm

Room Details

  • ENTRANCE HALL:

    Tiled floor
  • BEDROOM (1): 10' 1" X 12' 5" (3.07m X 3.78m)

    Into bay, wash hand basin, electric meter cupboard, tiled floor
  • LIVING ROOM: 10' 7" X 11' 2" (3.23m X 3.40m)

    Tiled floor, under stairs storage
  • KITCHEN: 11' 9" X 6' 11" (3.58m X 2.11m)

    Range of high and low units, tiled floor, tiled walls, recessed for cooker, plumbed for washing machine, stainless steel sink unit, fridge freezer, ceramic hob and fan oven
  • SHOWER ROOM:

    Vinyl Floor,WC, bath with shower overhead, white wash hand basin, counter with storage underneath, heated towel rail, tiled floors and walls
  • BEDROOM (2): 10' 9" X 6' 11" (3.28m X 2.11m)

    Laminate floor, wash hand basin
  • BEDROOM (3): 11' 3" X 8' 3" (3.43m X 2.51m)

    Laminate floor with wash hand basin
  • BEDROOM (4): 14' 3" X 10' 0" (4.34m X 3.05m)

    Laminate floor with wash hand basin
  • Enclosed concrete yard to rear

Location

* Click boxes to display surrounding locations

Directions

Located off the Stranmillis Road in Stranmillis Village.

Mortgage Calculator

  • Property Value
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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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