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16 Elaine Street, Stranmillis, Belfast, BT9 5AR

Offers Over £189,950
  • status Agreed
  • bedrooms 4 Bedrooms
  • receptions 2 Receptions
  • style Terrace
  • Price Offers Over £189,950
  • Style Terrace
  • Bedrooms 4
  • Receptions 2
  • Heating GFCH
  • EPC Rating D55 /C71
  • Status Agreed
Jonathan Killen GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Jonathan Killen


GOC Estate Agents is delighted to offer to the open market this fantastic house located in the heart of Stranmillis. The property comprises a living room, dining room, kitchen, shower room, separate toilet room and four double bedrooms. The property is located within close proximity to Queens University, UUJ Uni-Link and the Belfast City Centre. It further benefits from gas fired central heating and UPVC double glazed windows throughout. The property benefits from a 4 bedroom HMO licence, valid until April 2024 as well as the required CLUD. Viewing is highly recommended.


  • Mid Terrace Property
  • Four Double Bedrooms
  • Gas Fired Central Heating
  • Double Glazed Windows
  • Ideal Purchase For Investors
  • HMO Licensed & CLUD Approved
  • Currently Let Until August 2022

Room Details


  • LIVING ROOM: 13' 8" X 10' 6" (4.17m X 3.20m)

    Laminate wood flooring, open fire with original surround, bay window
  • DINING ROOM: 11' 11" X 11' 2" (3.63m X 3.40m)

    Tiled floor, under stairs storage cupboard
  • KITCHEN: 11' 2" X 6' 8" (3.40m X 2.03m)

    Tiled floor, tiled splashback, range of high & low level units, electric oven, hob and extractor fan, space for washing machine, access to rear garden.

    Lino floor, tiled walls & splashbacks, corner shower, WC, wash hand basin, storage cupboard

    WC & Wash hand basin
  • BEDROOM (1): 12' 0" X 8' 10" (3.66m X 2.69m)

  • BEDROOM (2): 14' 5" X 10' 11" (4.39m X 3.33m)

  • BEDROOM (3): 12' 1" X 8' 10" (3.68m X 2.69m)

  • BEDROOM (4): 14' 6" X 10' 10" (4.42m X 3.30m)


Show Map

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Elaine Street is located on the left hand side of the Stranmillis Road on the way out of Belfast City Centre.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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