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46 St Ives Gardens, Stranmillis, Belfast, BT9 5DN

Offers Around £207,500
  • status Agreed
  • bedrooms 5 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £207,500
  • Style Terrace
  • Bedrooms 5
  • Receptions 1
  • Heating OFCH
  • EPC Rating E47 /D61
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Kirby O'Connor


A superb three storey Victorian terrace property let in this highly sought after street in the heart of stranmillis Village

within easy access of Queens University and Belfast City Centre.


This propery offers excellent investment oppertuntiy and will also appeal to families wishing to invest for children at Queens.


This property also offers full HMO license and CLUD.


  • Mid Terrace Victorian Property.
  • Open Plan Living Accommodation.
  • OFCH
  • PVC Double Glazed Windows.
  • Excellent Decoration Order Throughout.
  • Full HMO License Until 2025
  • Convenient To Queens University.
  • HMO Certified And CLUD Registered.

Room Details


  • BEDROOM (1): 12' 0" X 9' 2" (3.66m X 2.79m)

    Pedestal wash hand basin, vanity storage below. Laminate flooring.
  • LOUNGE: 9' 9" X 10' 0" (2.97m X 3.05m)

    Laminate flooring. Open plan to:
  • KITCHEN: 11' 5" X 11' 1" (3.48m X 3.38m)

    Range of high and low level units with granite effect worktop surfaces. Built in stainless steel oven and four ring ceramic hob. Concealed extractor fan. Single drainer stainless steel unit.    Part tiled walls.  Plumbed for washing machine and dishwasher. Laminate flooring. PVC double glazed back door.
  • BEDROOM (2): 11' 5" X 10' 11" (3.48m X 3.33m)

    Pedestal wash hand basin.

    Low flush WC.  Pedestal wash hand basin.  Extractor fan.  Built in cupboard.  Separate shower cubicle, fully tiled electric shower.  Recessed lighting.
  • BEDROOM (3): 12' 8" X 9' 10" (3.86m X 3.00m)

    Pedestal wash hand basin.
  • BEDROOM (4): 10' 1" X 7' 6" (3.07m X 2.29m)

    Dormer window. Pedestal wash hand basin.
  • BEDROOM (5): 12' 7" X 9' 10" (3.84m X 3.00m)

    Dormer window. Pedestal wash hand basin.
  • Enclosed rear yard. Oil tank & burner.


Show Map

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Off Stranmillis Road, Belfast, BT9

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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