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Apt 26 Stranmillis Wharf, 2c Lockview Road , Belfast, BT9 5GN

Offers Over £280,000
  • status Agreed
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Apartment
  • Price Offers Over £280,000
  • Style Apartment
  • Bedrooms 2
  • Receptions 1
  • Heating GFCH
  • EPC Rating B82 /B83
    EPC
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Kirby O'Connor

Description

A beautiful modern apartment overlooking the River Lagan on the second floor. Comprising of spacious open plan lounge/living/dining area leading into a luxury modern fully equipped kitchen renovated one year ago with Quartz work surfaces. Two double bedrooms, master with en suite and built in robes. New gas boiler installed 2020.

Set in a sought after complex, a gated development with surface visitors parking and secure allocated underground car park space. Convenient to an array of amenities off Lockview Road, Cutters Wharf, Rowing Club, Belfast Boat Club with tennis facilities and Gym/Pilates.

Well presented, owner occupied and ready to move into. Viewing would be recommended.

Features

  • A Well Presented second Floor Apartment overlooking the River Lagan
  • Spacious Living /Dining Accommodation with Private Balcony
  • Modern Luxury Kitchen with Integrated Appliances and Quartz Work Surfaces
  • Two Double Bedrooms, Master with Ensuite and Built in Robes
  • Gas Central Heating & Double Glazed Windows
  • New Carpets Throughout and Recently Repainted
  • Modern Bathrooms Installed
  • Allocated Basement Car Park Space
  • Gated Development
  • Ready to Move Into Modern Accommodation

Room Details

  • Entrance hall with letterboxes. Polished tiled floor. Store off the hallway.
  • LOUNGE/DINING/KITCHEN: 23' 0" X 22' 0" (7.01m X 6.71m)

    Open plan to living/dining/kitchen area. Extensive range of high and low level units, pull out larder, soft closing cupboards. AEG self cleaning oven, plumbed for dishwasher, food waste disposal unit. Quartz work surface, concealed lighting. AEG inductor hob, integrated fridge/freezer, breakfast bar, solid wooden floor and sliding patio door leading to private balcony.
  • BATHROOM:

    Comprising of walk in shower, rain shower, low flush WC and wash hand basin. Plumbed for washing machine and panelled walls and tiled walls.
  • BEDROOM (1): 12' 8" X 11' 11" (3.86m X 3.63m)

    Ensuite fully tiled with rain shower, vanity unit and wash hand basin.
  • BEDROOM (2): 11' 5" X 9' 0" (3.48m X 2.74m)

    Double built in robe.
  • Basement car parking space, large locked store for residents and large bin store.

Location

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Directions

Off Lockview Road, over looking River Lagan.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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