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3 Stranmillis Gardens, Stranmillis , Belfast, BT9 5AS

Offers Around £235,000
  • status Agreed
  • bedrooms 4 Bedrooms
  • receptions 2 Receptions
  • style Terrace
  • Price Offers Around £235,000
  • Style Terrace
  • Bedrooms 4
  • Receptions 2
  • Heating Oil
  • EPC Rating E42 /D57
    EPC
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Kirby O'Connor

Description

A well proportioned three storey red brick mid terrace property. An excellent investment that has huge potential due to options to increase accommodation and where it is located , a very sought after address in Stranmillis. Currently comprising of two reception rooms, kitchen, utility room and cloakroom on the ground floor. A further four bedrooms, bathroom and store on the upper floors.Oil fired central heating and double glazed windows. This home benefits from an HMO license and CLUD. This property is rented until June 2022 at £1100 a month.Convenient location to QUB, Stranmillis College and array of amenities on your doorstep. Viewing recommended.

Features

  • A Red Brick Mid Terrace Property over Three Floors
  • Two Reception Rooms
  • Fully Fitted KItchen with Separate Utilty Room
  • Cloakroom on the ground foor and a first floor Bathroom
  • Four Bedrooms
  • Oil Fired Central heating & Double Glazed Windows
  • HMO & CLUD Approved
  • Currently Rented for £1100 until June 2022
  • Situated in Stranmillis Village

Room Details

  • ENTRANCE HALL:

  • LIVING ROOM: 13' 0" X 12' 0" (3.96m X 3.66m)

  • DINING ROOM: 12' 0" X 12' 0" (3.66m X 3.66m)

  • KITCHEN: 12' 10" X 8' 0" (3.91m X 2.44m)

    Range of high and low level units, tiled floor.1.5 stainless steel sink unit, plumbed for washing machine and cooker.
  • REAR HALLWAY:

    Oil fired boiler,plumbed for washing machine.
  • CLOAKROOM:

    Low flush wc and wash hand basin.
  • BATHROOM:

    Comprising of bath, shower, low flush wc and wash hand basin.
  • Store Room 5' 10" X 5' 0" (1.78m X 1.52m)

    Hot press.
  • BEDROOM (1): 16' 0" X 11' 0" (4.88m X 3.35m)

  • BEDROOM (2): 10' 0" X 9' 0" (3.05m X 2.74m)

  • BEDROOM (3): 16' 0" X 11' 0" (4.88m X 3.35m)

  • BEDROOM (4): 10' 0" X 8' 0" (3.05m X 2.44m)

  • Rear yard enclosed with oil tank. Small area to the front.

Location

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Directions

In Stranmillis Village

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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