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3 Purdysburn Village, Off Ballycoan Road, Belfast, BT8 8LJ

Offers Around £115,000
  • status Sale
  • bedrooms 1 Bedroom
  • receptions 1 Reception
  • style End Terrace
  • Price Offers Around £115,000
  • Style End Terrace
  • Bedrooms 1
  • Receptions 1
  • Heating OFCH
  • EPC Rating F29 /D60 - Download
    EPC
  • Status Sale
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366
Kirby O'Connor

Description

A beautiful end terrace built in 1830, offering charm and character.Comprising of a open plan lounge/ dining room into kitchen with an open fire.Access to private rear gardens with decking and potential to extend. A futher double bedroom on the first floor with built in storage and bathroom suite. Off street brick paviour driveway leading to enclosed gardens to the rear. Popular location convenient to Belvoir Forest Park and easy access to main arterial routes. Viewing would be recommended for this unique opportunity.

Features

  • A unique opportunity to purchase an End Terrace Cottage
  • Lounge open plan to dining and fully fitted Kitchen
  • Double Bedroom with Built in Storage
  • White bathroom suite with Electric Shower
  • Oil Fired Central Heating
  • Leaded Glass Windows
  • Private Enclosed Gardens with Decking
  • Brick Paviour Driveway
  • Secluded cul de sac overlooking mature trees

Room Details

  • LOUNGE: 21' 0" X 13' 0" (6.40m X 3.96m)

    Open fireplace with brick surround with matching hearth and tiled floor.Pine ceiling. Open plan to Kitchen with range of high and low level units,cooker point ,single bowl sink unit,part tiled walls and plumbed for washing machine.
  • Staircase leading to first floor.
  • BEDROOM (1): 13' 0" X 8' 10" (3.96m X 2.69m)

    Built in storage .
  • BATHROOM:

    Comprising of cast iron bath, electric shower, low flush wc and wash hand basin.
  • Gardens to the front , brick paviour driveway leading to enclosed garden in decking to the rear with original feature brick wall.

Location

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Directions

Driving along Shaws Bridge, turn right at the traffic lights onto Hospital Road.Turn left into Ballycoan Road and left into Purdysburn Village.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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