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122 Balfour Avenue, off the Ormeau Road, Belfast, BT7 2EW

Offers Over £115,000
  • status Sale
  • bedrooms 3 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Over £115,000
  • Style Terrace
  • Bedrooms 3
  • Receptions 1
  • Heating GFCH
  • EPC Rating C72 /C72 - Download
  • Status Sale
Jonathan Killen GOC Estate Agents Office: 028 9066 2366
Jonathan Killen


This excellent mid terrace property offers excellent accommodation in the lower Ormeau Road area of Belfast, providing excellent ease of access to and from Queens University Belfast and the city centre only a short walk away. This property would surely enhance any investors portfolio or for the first time buyer. The property itself comprises of three well proportioned bedrooms with good sized lounge and kitchen. The property is finished with oil fired central heating and UPVC double glazing windows. Viewing is essential to fully appreciate.


  • Red Brick Mid Terrace
  • Three Double Bedrooms
  • One Reception Room
  • Kitchen With Range Of High & Low Level Units
  • UPVC Double Glazed Window
  • Gas Fired Central Heating
  • Full Alarm System
  • Prime Location to City Centre and Arterial Routes

Room Details


  • BEDROOM (1): 10' 0" X 8' 11" (3.05m X 2.72m)

  • LOUNGE: 10' 0" X 9' 11" (3.05m X 3.02m)

    Laminated floor. Cast iron fireplace with tiled hearth. Understairs storage.
  • KITCHEN: 14' 8" X 5' 9" (4.47m X 1.75m)

    Range of high and low level units. Integrated oven and hob. Plumbed for washing machine. Single drainer stainless steel sink unit. Part tiled walls. Recessed lighting.

    White suite comprising of panelled bath. Low flush WC, pedestal wash hand basin. Electric shower over bath. Extractor fan, recessed lighting. Part tiled walls.

    Hotpress, copper cylinder, lagged and shelved.
  • BEDROOM (2): 10' 0" X 7' 8" (3.05m X 2.34m)

  • BEDROOM (3): 12' 7" X 10' 0" (3.84m X 3.05m)

  • Enclosed rear yard . Oil fired boiler. UPVC oil tank.


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Off Ormeau Road, Belfast BT7

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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