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43 Galwally Avenue, Belfast, BT8 7AJ

Offers Around £299,950
  • status Agreed
  • bedrooms 3 Bedrooms
  • receptions 1 Reception
  • style Semi-Detached
  • Price Offers Around £;299,950
  • Style Semi-Detached
  • Bedrooms 3
  • Receptions 1
  • Heating OFCH
  • EPC Rating F27 /D64
    EPC
  • Status Agreed
Gerry O'Connor GOC Estate Agents Office: 028 9066 2366
Gerry O'Connor

Description

An excellent opportunity for the downsizer or young couple to purchase a charming 3 bedroom semi-detached cottage in this delightful location. The property benefits from a lovely scenic outlook close to the Belvoir Lake, forest and within walking distance of many local amenities such as Forestside Shopping Center, Ormeau Road shops, Cafe society and Belvoir Golf Club. The interior retains many quaint character features of the age and benefits from recently renewed master bedroom ensuite shower room on the ground floor and Wet fully tiled shower room on the first floor. Outside has gravel parking to the front and excellent enclosed private rear patio garden. Viewing Highly Recommended

Features

  • Much Sought After Location on Main Bus Route Yet on Edge of Belvoir Forest and Wildlife Walks & Park
  • Three Bedrooms
  • Cosy Lounge With Period Fire Place
  • Fitted Kitchen With Open-Floor Living Dining Room
  • De-Luxe Fitted Shower Room and En-Suite to ground floor bedroom
  • PVC Double Glazed Windows Throughout
  • Oil Fired Central Heating
  • Rear Conservatory with PVC Double Glazing

Room Details

  • LOUNGE: 14' 4" X 10' 1" (4.37m X 3.07m)

    Attractive Period Fire Place
  • BEDROOM (1): 11' 5" X 6' 0" (3.48m X 1.83m)

    En-Suite,shower fully tiled
  • KITCHEN: 13' 0" X 8' 0" (3.96m X 2.44m)

    Open Plan to Diner, 1.5 stainless steel sink unit, integrated oven and hob with stainless steel cooker hood,integrated fridge, freezer,dishwasher, Utility area under stairs with plumbing.
  • SHOWER ROOM: 11' 9" X 9' 0" (3.58m X 2.74m)

    Wet Shower room, fully tiled, heated towel rail, electric shower,low flush wc and vanitory unit.
  • BEDROOM (2): 11' 8" X 10' 6" (3.56m X 3.20m)

  • BEDROOM (3): 11' 7" X 10' 0" (3.53m X 3.05m)

  • Boiler House and separate store.Private Patio Garden

Location

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Directions

Off Upper Ormeau Road off forestside junction and then off Church Road

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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