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20 Dromara Street, Belfast, BT7 2EZ

Offers Around £184,950
  • status Agreed
  • bedrooms 5 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £184,950
  • Style Terrace
  • Bedrooms 5
  • Receptions 1
  • Heating GFCH
  • EPC Rating D60 /C76
  • Status Agreed
Tim Luft GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Tim Luft


A mid terrace property that has been modernised to offer 5 bedroom HMO accommodation achieving a monthly rent of £1375.00 and is rented until 31st October 2023.
The property will suit keep investors and offers an annual yield of approximately 8.9%. Located in an area close to Belfast City Centre and Queens University with Ormeau Road amenities close at hand and literally next door to Ormeau Park.


Accommodation in brief: Entrance Hall, Bedroom 1, Open Plan Living/Dining/Kitchen, 2 Shower Rooms and 4 Further Bedrooms.


  • Mid Terrace HMO Property
  • Open Plan Living/Dining Kitchen
  • 5 Bedrooms
  • Gas Fired Central Heating
  • PVC Double Glazed Windows
  • Excellent Investment Opportunity

Room Details


    PVC front door. Tilled floor, Panel radiator. Open plan.

    Range of wall and base units with slate effect worktop surfaces. Single drainer stainless steel sink unit with mixer taps. Built in electric oven and 4 ring gas hob. Stainless steel extractor canopy. Wall mounted gas boiler. Plumbed for washing machine. Part tiled walls and tiled floor. 2 panel radiators.
  • BEDROOM (1): 11' 0" X 8' 7" (3.35m X 2.62m)

    Laminate flooring. Panel radiator.
  • SHOWER ROOM (1):

    Comprising; quadrant shower cubicle with mains shower fitting, dual flush W/C and pedestal wash hand basin. Extractor fan.
  • SHOWER ROOM (2):

    PVC panelled shower enclosure with electric shower and mains shower fittings. Pedestal wash hand basin and dual flush W/C.
  • BEDROOM (2): 10' 10" X 6' 9" (3.30m X 2.06m)

    Laminate flooring. Panel radiator.
  • BEDROOM (3): 12' 4" X 10' 9" (3.76m X 3.28m)

    Laminate flooring. Double panel radiator.
  • BEDROOM (4): 12' 3" X 6' 10" (3.73m X 2.08m)

    Laminate flooring, doubled panel radiator.
  • BEDROOM (5): 12' 3" X 7' 2" (3.73m X 2.18m)

    Laminate flooring, doubled panel radiator. Velux window.
  • Enclosed rear yard.


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Off Lower Ormeau Rd

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Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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