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12 Ava Parade, Ormeau, Belfast, BT7 3BU

Offers Over £158,000
  • status Sale
  • bedrooms 3 Bedrooms
  • receptions 2 Receptions
  • style Terrace
  • Price Offers Over £158,000
  • Style Terrace
  • Bedrooms 3
  • Receptions 2
  • Heating OFCH
  • EPC Rating E39 /D66
    EPC
  • Status Sale
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Kirby O'Connor

Description

We are delighted to bring to the market this well presented mid terrace property off the Ormeau Road. Ideal for first time buyer or investor with potential of rental income £850 per month. A home ready to move into and recently decorated throughout. Comprising of two reception rooms, three bedrooms, bathroom and kitchen.Small garden area to the front and enclosed yard to the rear. Double glazed windows and oil fired central heating. Within walking distance to Ormeau Road with array of amenities, easy access for a commute in Belfast City Centre. Viewing would be recommended.

Features

  • Recently Decorated Mid Terrace
  • Three Bedrooms
  • Two Reception Rooms
  • Fully Fitted Kitchen
  • White Bathroom Suite
  • OIl Fired Central Heating
  • Double Glazed Windows
  • Small Garden Area
  • Popular Location off the Ormeau Road
  • Many Original Features Throughout

Room Details

  • ENTRANCE HALL:

    Double glazed front door and under stairs storage. Wooden floorboards.
  • SITTING ROOM: 12' 0" X 9' 0" (3.66m X 2.74m)

    Hole in wall fireplace, electric box. Wooden floorboards, bay window and picture rail.
  • LIVING ROOM: 15' 0" X 10' 0" (4.57m X 3.05m)

    Fireplace, picture rail and cupboard under stairs.
  • KITCHEN: 11' 0" X 5' 0" (3.35m X 1.52m)

    Comprising of high and low level units, single drainer stainless steel unit.Cooker. Fridge/freezer, oven and washing machine included.
  • BATHROOM:

    Comprising of shower cubical,low flush wc and wash hand basin. Part tiled walls and hot press.
  • BEDROOM (1): 10' 0" X 8' 10" (3.05m X 2.69m)

    Wooden floorboards, picture rail and original fireplace.
  • BEDROOM (2): 10' 0" X 8' 10" (3.05m X 2.69m)

    Fireplace and picture rail.
  • BEDROOM (3): 6' 0" X 6' 0" (1.83m X 1.83m)

  • Rear Yard enclosed with oil tank and area beyond.Small area to the front.

Location

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Directions

Driving along Ormeau Road heading into town , turn left in Ava Avenue and left into Ava Parade.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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