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90 Balfour Avenue, Ormeau, Belfast, BT7 2EW

Offers Around £120,000
  • status Agreed
  • bedrooms 3 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £120,000
  • Style Terrace
  • Bedrooms 3
  • Receptions 1
  • Heating GFCH
  • EPC Rating D68 / C70
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366
Kirby O'Connor

Description

A well presented terrace with modern finish comprising of through lounge with feature reclaimed brick wall leading to a separate kitchen and downstairs bathroom.Upstairs we have three bedrooms and store off the landing.Gas central heating and double glazed windows.Modern kitchen, white bathroom suite with free standing claw bath with rain shower overhead. Modern decor and stripped panelled doors. Convenient location off the Ormeau Road within walking distance to a vast array of amenities and easy access to Belfast City Centre.This home is ready to move into ,finished to a very high standard. Viewing would be recommended.

Features

  • A Mid Terrace well Presented Throughout
  • Three Bedrooms
  • Through Lounge with Feature Brick Wall
  • Gas Fired Central Heating
  • Double Glazed Windows
  • Modern Kitchen
  • White Bathroom Suite
  • Popular Location

Room Details

  • ENTRANCE HALL:

    Solid wooden floor and reclaimed radiator.Open Tread Staircase.
  • LOUNGE: 20' 0" X 12' 0" (6.10m X 3.66m)

    Open fireplace with cast iron inset and tiled surround.Leaded glass display cabinet. Open tread staircase leading to first floor.
  • KITCHEN: 12' 0" X 7' 0" (3.66m X 2.13m)

    Range of high and low level units, cooker point, single drainer stainless steel sink unit,part tiled walls , tiled floor, plumbed for washing machine.Chinese slate floor. Small Dining Area. Rear hall leading to :
  • BATHROOM:

    Whte suite comprising of cast iron bath with rain shower overhead.low flush wc,wash hand basin and pine strip ceiling.
  • BEDROOM (1): 17' 0" X 6' 0" (5.18m X 1.83m)

    Large built in robe with dressing table.
  • BEDROOM (2): 12' 0" X 10' 0" (3.66m X 3.05m)

    Stained wooden floor, built in sliderrobes and reclaimed feature brick wall.
  • BEDROOM (3): 10' 0" X 7' 0" (3.05m X 2.13m)

  • Rear yard and outside tap.

Location

* Click boxes to display surrounding locations

Directions

Off Ormeau Road.

Mortgage Calculator

  • Property Value
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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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