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15 Gipsy Street, Ormeau Road, Belfast, BT7 3FW

Offers Around £90,000
  • status Agreed
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £90,000
  • Style Terrace
  • Bedrooms 2
  • Receptions 1
  • Heating OFCH
  • EPC Rating D57 / C71 - Download
  • Status Agreed
Jonathan Steen - MNAEA, MIPAV, Dip. In Property GOC Estate Agents Office: 028 9066 2366
Jonathan Steen

Description

GOC Estate Agents are delighted to bring to the market this ideally located mid terrace off Sunnyside Street. Comprising of a spacious reception room, modern kitchen, bathroom with electric shower unit and two double bedrooms upstairs. 15 is double glazed throughout and oil-fired central heating with potential for a gas conversion. Highly convenient to Ormeau Road and city centre road links this property will appeal to investors and owner occupiers alike. Early viewing is highly recommend due to the area's ever increasing demand.

Features

  • Two Bedroom Terrace Off Sunnyside Street
  • Well Presented Throughout
  • Modern Fitted Kitchen Kitchen
  • Two Double Bedrooms
  • White Bathroom Suite with Electric Shower
  • Double Glazed
  • Oil-Fired Central Heating
  • Currently Rented At £495pcm
  • Highly Convenient To Ormeau Road And City Centre Bus Routes

Room Details

  • ENTRANCE:

    PVC door and tiled floor. Into;
  • LIVING ROOM: 11' 10" X 11' 11" (3.61m X 3.63m)

    Laminate floor and shelving to right and left of fireplace.
  • KITCHEN:

    Tiled floor, part-tiled walls, range of high and low level units, stainless steel extractor hood, integrated oven, stainless steel sink unit, dishwasher and washing machine.
  • BACK HALL:

    PVC door to rear yard and cloakroom.
  • BATHROOM: 6' 4" X 7' 0" (1.93m X 2.13m)

    Tiled floor, part-tiled walls, white pedestal sink with splasback, low flush WC, white bath suite and electric shower unit.
  • BEDROOM (1): 9' 2" X 11' 10" (2.79m X 3.61m)

    Laminate floor.
  • BEDROOM (2): 10' 4" X 9' 2" (3.15m X 2.79m)

    Laminate floor.

Location

* Click boxes to display surrounding locations

Directions

Travelling along Sunnyside Street towards the Annadale Embankment Gipsy Street is located second on your right.

Mortgage Calculator

  • Property Value
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  • Int. Rate
  • Term (Yrs)
  • Repayment/month
 

Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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