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63 Hatfield Street, Ormeau Road, Belfast, BT7 2FB

Offers Around £135,000
  • status Sale
  • bedrooms 3 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £135,000
  • Style Terrace
  • Bedrooms 3
  • Receptions 1
  • Heating Oil
  • EPC Rating E49 /C71
    EPC
  • Status Sale
Robert Smith - MNAEA GOC Estate Agents Office: 028 9066 2366
Robert Smith

Description

This delightful three bedroom property is in excellent condition and convenient to many local amenities including Queens University Belfast, Queen's PEC, and Belfast City Centre. It is also located within easy reach of main arterial road routes. The property itself comprises a living room, kitchen with informal dining area, three good size bedrooms and main bathroom. Early viewing is highly recommended to avoid disappointment

Features

  • Mid Terrace Property
  • Three Spacious Bedrooms
  • Modern Fitted Kitchen
  • Spacious Three Piece Bathroom
  • Double Glazing Throughout
  • Oil Fired Central Heating
  • Prime Investment Opportunity or First Time Purchase

Room Details

  • ENTRANCE HALL:

    Wood laminate floor covering. Stairwell to first floor.
  • LOUNGE: 9' 10" X 8' 11" (3.00m X 2.72m)

    Wood laminate floor covering. Access to storage cupboards.
  • KITCHEN: 12' 4" X 7' 1" (3.76m X 2.16m)

    Modern fitted kitchen with high and low level units with contrasting melamine work surface. Integrated hob and oven with stainless steel extractor fan over. Stainless steel sink unit with drainer bay. Space for fridge freezer and plumbed for automatic washing machine. Splash back tiling to walls. Tiled floor.
  • BEDROOM (2): 9' 11" X 9' 7" (3.02m X 2.92m)

    Wood laminate floor covering. Bow bay window.
  • BATHROOM:

    Modern fitted bathroom with white three piece suite comprising bath with electric shower above, pedestal wash hand basin and WC. Tiled walls to shower area. Tiled splashback to sink. Wood laminate floor covering.
  • BEDROOM (1): 13' 3" X 9' 11" (4.04m X 3.02m)

    Wood laminate floor covering.
  • BEDROOM (3): 6' 10" X 9' 11" (2.08m X 3.02m)

    Wood laminate floor covering. Access to store.
  • EXTERNAL

    Front yard. Small rear yard with access to rear walkway. Oil fired central heating boiler and oil tank.

Location

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Directions

Hatfield Street is located off the Ormeau Road.

Mortgage Calculator

  • Property Value
  • Deposit
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  • Int. Rate
  • Term (Yrs)
  • Repayment/month
 

Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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