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4 Lower Courtyard, Wellington Square, Ormeau, BT7 3LH

Offers Over £240,000
  • status Agreed
  • bedrooms 3 Bedrooms
  • receptions 2 Receptions
  • style Terrace
  • Price Offers Over £240,000
  • Style Terrace
  • Bedrooms 3
  • Receptions 2
  • Heating Gas
  • EPC Rating C71 /C71
    EPC
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Kirby O'Connor

Description

A well presented two storey mid town house with flexible accommodation. Comprising of a modern kitchen with integrated appliances open plan to dining living area with doors leading to a private enclosed garden. On the first floor you have two bedrooms, master with en suite, lounge and bathroom. You have the added bonus of a third bedroom on the ground floor or equally can be used as a living room. Excellent parking leading to the integral garage and lovely garden space to the rear. Situated in the Lower Courtyard, a popular location and convenient to Ormeau, Stranmillis or a commute into Belfast City Centre. Low outgoings and a home ready to move into. Viewing would be recommended.

Features

  • A Modern Mid Townhouse with Private Gardens
  • Three Bedrooms Master with Ensuite
  • Two Reception Areas
  • Fully Fitted Kitchen with Integrated Appliances
  • Gas Central Heating with new Boiler November 2021 & Double Glazed Windows
  • Solid Wooden Floors and Redecorated
  • White Bathroom Suite
  • Integral Garage and Brick Paviour Driveway
  • Situated in a Popular Development in the Courtyard
  • No Onward Chain but Awaiting Probate

Room Details

  • ENTRANCE HALL:

    Wooden floor. Storage under stairs with light.
  • KITCHEN WITH BREAKFAST/LIVING/DINING AREA : 21' 0" X 11' 0" (6.40m X 3.35m)

    Range of high and low level units. Integrated fridge/freezer, dishwasher, washer/dryer. Built in gas hob, oven with part tiled walls and tiled floor in kitchen area. Wooden floor in living/dining area. Patio door leading to rear garden area.
  • GARAGE: 19' 0" X 9' 0" (5.79m X 2.74m)

    Up and over door. Gas boiler.
  • LOUNGE: 19' 0" X 16' 0" (5.79m X 4.88m)

    Open fire with surround with tiled hearth. Sliding patio door to private balcony. Wooden Floors.
  • BEDROOM (1): 13' 0" X 11' 0" (3.96m X 3.35m)

    Ensuite with shower, low flush wc, wash hand basin and half tiled walls.
  • BEDROOM (2): 12' 0" X 8' 0" (3.66m X 2.44m)

  • BATHROOM:

    Comprising of panel bath, with shower door and telephone shower attachment, low flush wc and wash hand basin.
  • Patio area and landscaped garden area beyond.

Location

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Directions

Driving along Annadale Avenue turn into Wellington Square, left at the round about along the Boulevard. Continue into Lower Courtyard.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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