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Flat 1 140 Malone Road, Belfast, BT9 5LH

Offers Around £285,000
  • status Agreed
  • bedrooms 3 Bedrooms
  • receptions 1 Reception
  • style Apartment
  • Price Offers Around £285,000
  • Style Apartment
  • Bedrooms 3
  • Receptions 1
  • Heating GFCH
  • EPC Rating C74 /C80
    EPC
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Kirby O'Connor

Description

This beautiful three bedroom ground floor apartment situated off the highly sought after Malone Road.

Comprising of three large bedrooms, large reception room, modern bathroom and large kitchen fitted with amenities.  

This apartment has the benefit of plenty of storage and own private entrance plus driveway into the apartment.

Convenient location just off the Malone Road with easy access to the city centre, Lisburn Road and Stranmillis Road

Features

  • Ground Floor Apartment
  • Three Large Double Bedrooms
  • Large Reception Room
  • Modern Kitchen
  • Modern Bathroom
  • Gas Fired Central Heating
  • Garden Space
  • Driveway at the Front of the Property
  • Popular Location off Malone Road

Room Details

  • ENTRANCE PORCH: 10' 4" X 7' 7" (3.15m X 2.31m)

    Tiled floor, single glazed windows.
  • HALLWAY:

    Hardwood floor, store area/cloaks double access, cornice.
  • BEDROOM (1): 19' 7" X 13' 10" (5.97m X 4.22m)

    Hardwood floors, bay window, picture rail.
  • RECEPTION ROOM 22' 0" X 15' 9" (6.71m X 4.80m)

    hardwood floor, open fire, wood and tiles surround, bay window, picture rail.
  • BEDROOM (2): 19' 0" X 15' 9" (5.79m X 4.80m)

    Hardwood floors, cornice and picture rail.
  • KITCHEN/DINING 14' 6" X 14' 3" (4.42m X 4.34m)

    Tiled floor and splash back, granite worktops, space for washing machine, Integrated fridge/freezer, gas range stove and oven (Flavel), SS extractor fan, integrated dishwasher, range of high and low cupboards, gas boiler, picture rail. High ceilings to here.
  • BATHROOM:

    Fully tiled, L shape bath with electric shower, WC and wash hand basin.
  • BEDROOM (3): 11' 8" X 8' 10" (3.56m X 2.69m)

    Hardwood floors.
  • Parking and driveway.Mature trees and lawns.

Location

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Directions

Situated at the top of Deramore Drive just off the Malone Road

Mortgage Calculator

  • Property Value
  • Deposit
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  • Int. Rate
  • Term (Yrs)
  • Repayment/month
 

Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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