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14 Windsor Drive, Lisburn Road, Belfast, BT9 7FH

Offers Over £149,950
  • status Agreed
  • bedrooms 3 Bedrooms
  • receptions 2 Receptions
  • style Terrace
  • Price Offers Over £149,950
  • Style Terrace
  • Bedrooms 3
  • Receptions 2
  • Heating GFCH
  • EPC Rating D63 /C74
    EPC
  • Status Agreed
Jonathan Steen - MNAEA, MIPAV, Dip. In Property GOC Estate Agents Office: 028 9066 2366
Jonathan Steen

Description

This attractive extended mid terrace property is located in an extremely popular location just off Lisburn Road. The property is extremely well presented by the current owner and is ideal for either owner occupiers or investors with adaptable accommodation currently consisting of a lounge, kitchen with dining area, 4 bedrooms and a modern bathroom with separate wc although the accommodation could be adapted to offer 2 ground floor reception rooms with 3 bedrooms upstairs. In addition the property is HMO registered until 2023 with a current rental income of £840 per month. Situated in an extremely convenient location, close to a range of amenities and within comfortable walking distance of Queens University, this fine property offers exceptional value for money.

Features

  • Attractive Extended Mid Terrace Property in an Extremely Convenient and Popular Location
  • Good Sized Lounge
  • Living Room (Potential Additional Bedroom)
  • Fitted Kitchen Open Plan to Dining Area
  • 3 Bedrooms (Potentially 4)
  • Bathroom with White Suite/Separate Shower Room
  • Well Presented Throughout
  • Gas Fired Central Heating
  • uPVC Double Glazed Windows
  • Front Garden Area and Enclosed Rear Yard
  • HMO Registered Until 2023
  • Ideal for Investors or Owner Occupiers
  • Extremely Convenient to Many Local Amenities Including Shops and Public Transport

Room Details

  • uPVC double glazed front door to
  • ENTRANCE HALL:

    Laminate wood effect flooring, under stairs storage
  • LOUNGE: 10' 8" X 9' 8" (3.25m X 2.95m)

    Laminate wood effect flooring
  • LIVING ROOM: 10' 0" X 9' 10" (3.05m X 3.00m)

    (potential bedroom) Laminate wood effect flooring
  • KITCHEN WITH BREAKFAST AREA : 15' 8" X 9' 7" (4.78m X 2.92m)

    (at widest points) Range of high and low level units, work surfaces, single drainer stainless steel sink unit with mixer tap, 4 ring hob with electric oven under, extractor fan, plumbed for washing machine, concealed gas fired boiler, low voltage spots, part tiled walls, tiled floor, uPVC door to rear
  • LANDING:

    Access via ladder to roofspace (floored with light)
  • BEDROOM (1): 10' 0" X 9' 9" (3.05m X 2.97m)

  • BEDROOM (2): 8' 9" X 7' 3" (2.67m X 2.21m)

  • BEDROOM (3): 7' 9" X 6' 5" (2.36m X 1.96m)

    (at widest points)
  • BATHROOM:

    White suite comprising panelled bath, low flush wc, pedestal wash hand basin with splash tiling, fully tiled shower cubicle, tiled floor, chrome heated towel rail, low voltage spots, extractor fan
  • SHOWER ROOM:

    Low flush wc, wash hand basin with splash tiling, shower cubicle
  • Front garden in loose stones. Path to front door. enclosed rear yard

Location

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Directions

Heading out of Belfast on Lisburn Road turn right into Lower Windsor Avenue and left into Windsor Drive

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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