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88 Fane Street, Off Lisburn Road, Belfast, BT9 7BW

Offers Around £160,000
  • status Sale
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £160,000
  • Style Terrace
  • Bedrooms 2
  • Receptions 1
  • Heating GFCH
  • EPC Rating C69 /C72
    EPC
  • Status Sale
Jack Massie MNAEA GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Jack Massie MNAEA

Description

GOC Estate Agents are delighted to present this handsome terraced property situated just off the Lisburn Road. Ideally situated within walking distance of a wide range of amenities such as shops, public transport links, Queens University and City and Royal Victoria Hospitals. Arranged over two floors, this Victorian property has been immaculately refurbished and is offered to the sales market, chain free. The ground floor accomodation comprises a spacious lounge with original features such as cast-iron fireplace and picture rails, a fully equipped kitchen with integrated appliances and bathroom with three piece suite. Upstairs, two well-proportioned double bedrooms. Outside, a secure, concrete yard to rear and walled front garden. Early viewing is highly recommended.

Features

  • Mid-Terraced Property
  • Fully Equipped Modern Kitchen
  • Spacious Lounge with Cast-Iron Fireplace
  • Two Double Bedrooms
  • Superb Location Just Off The Lisburn Road
  • Recently Undergone A Full Refurbishment
  • Chain Free

Room Details

  • ENTRANCE HALL:

    Carpeted.
  • LOUNGE: 13' 5" X 13' 0" (4.09m X 3.96m)

    Laminate flooring, picture railing,cast-iron fireplace with tiled hearth.
  • KITCHEN: 13' 0" X 5' 11" (3.96m X 1.80m)

    High and low level units with laminate worksurfaces, stainless steel sink and drainer, splashback tiling, integrated oven and electric hob.
  • BATHROOM:

    Three piece suite with wash hand basin with vanity unit, low flush W/C, shower with rain shower head, glass panel and shower panelling. Heated towel rail and frosted privacy glass.
  • BEDROOM (1): 10' 4" X 0' 0" (3.15m X 0.00m)

    Carpeted with walk-in wardrobe.
  • BEDROOM (2): 13' 1" X 9' 9" (3.99m X 2.97m)

    Carpeted.
  • Concreted secure yard to rear.

Location

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Directions

Turn off Malone Road on to Ulsterville Avenue and turn left at the end. The property is on your right.

Mortgage Calculator

  • Property Value
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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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