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13 Linen Lofts, 22 Flax Street, Belfast, BT14 7EJ

Offers Over £105,000
  • status Agreed
  • bedrooms 3 Bedrooms
  • receptions 1 Reception
  • style Apartment
  • Price Offers Over £105,000
  • Style Apartment
  • Bedrooms 3
  • Receptions 1
  • Heating Gas
  • EPC Rating D68 /C71
    EPC
  • Status Agreed
Jonathan Steen - MNAEA, MIPAV, Dip. In Property GOC Estate Agents Office: 028 9066 2366
Jonathan Steen

Description

This extremely well presented 2nd floor apartment is situated within a popular apartment development in a prime location just off Crumlin Road. The development offers many fine and charismatic features and, in particular, the apartment offers feature high ceilings and exposed brick. The bright accommodation comprises a lounge open plan to kitchen with breakfast area, 3 bedrooms including master with ensuite and a main bathroom. Convenient to Belfast City centre this property is ideal for investors or owner occupiers and viewing is highly recommended.

Features

  • 2nd Floor Apartment in an Extremely Convenient Location
  • Bright Lounge
  • Open Plan Fitted Kitchen with Breakfast Area
  • 3 Bedrooms Including Master with Ensuite Shower Room
  • Main Bathroom with White Suite
  • Extremely Well Presented Throughout
  • Feature High Ceilings with Exposed Brick
  • Gas Central Heating/Double Glazed Windows
  • Convenient to Belfast City Centre
  • Convenient to a Range of Local Amenities
  • Ideal for Investors or Owner Occupiers

Room Details

  • Communal front door to communal entrance hall, stairs and lift to 2nd floor
  • Communal landing, front door to
  • ENTRANCE HALL:

  • LOUNGE: 19' 0" X 18' 0" (5.79m X 5.49m)

    Wood flooring
  • KITCHEN WITH BREAKFAST AREA : 18' 1" X 10' 10" (5.50m X 3.29m)

    Range of high and low level units, work surfaces, single drainer stainless steel sink unit with mixer taps, 4 ring gas hob with extractor fan over and electric oven under, plumbed for washing machine, tiled floor, gas fired boiler
  • BEDROOM (1): 12' 9" X 9' 8" (3.89m X 2.95m)

  • ENSUITE BATHROOM:

    White suite comprising panelled bath with mixer taps and shower attachment, pedestal wash hand basin, low flush wc, part tiled walls, tiled floor, extractor fan
  • BEDROOM (2): 9' 3" X 8' 0" (2.82m X 2.44m)

    Wood flooring
  • BEDROOM (3): 9' 1" X 7' 7" (2.77m X 2.31m)

    Wood flooring
  • BATHROOM:

    White suite comprising panelled bath with mixer taps and shower attachment, pedestal wash hand basin with feature mossaic splash tiling, low flush wc, tiled floor, extractor fan

Location

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Directions

Heading out of Belfast on Crumlin Road, turn in to Brompton Park just before the roundabout and then right on to Flax Street, the development is on the right hand side

Mortgage Calculator

  • Property Value
  • Deposit
  • Loan Amount
  • Int. Rate
  • Term (Yrs)
  • Repayment/month
 

Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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