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6 Cardigan Drive, Off Cliftonville Road, Belfast, BT14 6LX

Offers Over £289,950
  • status Sale
  • bedrooms 4 Bedrooms
  • receptions 3 Receptions
  • style Detached
  • Price Offers Over £289,950
  • Style Detached
  • Bedrooms 4
  • Receptions 3
  • Heating GFCH
  • EPC Rating D55 /D57
    EPC
  • Status Sale
Jonathan Killen GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Jonathan Killen

Description

GOC Estate Agents are delighted to offer to the open sales market this beautiful, double bay fronted, red brick property in the heart of the Cliftonville area. With close links to the city centre, motorway systems and arterial routes, it is perfectly located for travel around Belfast and further afield.

 

The property offers a spacious bay fronted reception room and generous separate dining room with bay window pertaining period features including original fireplaces and picture rails. The ground floor also offers a second reception room with original open fireplace with access to the rear patio and lawned garden, a spacious kitchen with dining area and separate utility room plumbed for a washing machine with access to a covered outside storage area containg the gas boiler. A modern fitted, fully tiled bathroom is situated on the first return with separate corner bath, shower, wash hand basin and WC. The first floor also offers four spacious bedrooms, three doubles and one single. The master bedroom benefits from a bay fronted layout and built in wardrobes.

 

Externally the property offers a private driveway with double gates to the front, a patio area with lawned garden to the rear and a separate outhouse for storage.

 

Viewing is highly recommended to appreciate this property and the potential it offers.

Features

  • Detached Double Bay Fronted Red Brick Property
  • Two Reception Rooms and Separate Dining Room
  • Fitted Kitchen with Dining Area and Separate Utility Space
  • Modern Bathroom with Separate Corner Bath and Shower
  • Four Spacious Bedrooms, Master with Built In Robes
  • Private Driveway to the Front and Spacious Rear Garden with Patio Area
  • Gas Fired Central Heating & Double Glazed Throughout
  • Viewing By Appointment Only

Room Details

  • RECEPTION 1: 17' 0" X 11' 1" (5.18m X 3.38m)

    Front bay window, laminate wood flooring, high ceilings, picture rail
  • RECEPTION 2: 16' 1" X 11' 1" (4.90m X 3.38m)

    Front bay window, original fireplace, slate hearth, picture rail
  • RECEPTION 3: 12' 10" X 11' 1" (3.91m X 3.38m)

    Original open fire, access to rear patio
  • KITCHEN/DINING: 18' 1" X 13' 0" (5.51m X 3.96m)

    (At widest) High and low level storage, tiled floor, tiled splashback Utility Cupboard plumbed for washing machine
  • STORAGE ROOM: 14' 0" X 8' 0" (4.27m X 2.44m)

    Gas boiled store, side access to front of property
  • BATHROOM:

    Fully tiled, PVC panelled roof, corner bath, separate shower, WC and wash hand basin.
  • BEDROOM (1): 11' 0" X 10' 1" (3.35m X 3.07m)

    Picture rail
  • BEDROOM (2): 14' 9" X 14' 0" (4.50m X 4.27m)

  • BEDROOM (3): 14' 0" X 13' 1" (4.27m X 3.99m)

    Picture rail
  • BEDROOM (4): 11' 1" X 10' 0" (3.38m X 3.05m)

    Built in shelved cupboard
  • ATTIC:

    Insulated
  • REAR GARDEN:

    North West facing patio and large lawned area. Separate outhouse storage.

Location

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Directions

Cardigan Drive is located on the right hand side of the Cliftonville Road travelling from Belfast City Centre.

Mortgage Calculator

  • Property Value
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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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