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21 Ravenscroft Street, Off Bloomfield Avenue, Belfast, BT5 5BE

Asking Price £95,000
  • status Agreed
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Asking Price £95,000
  • Style Terrace
  • Bedrooms 2
  • Receptions 1
  • Heating OFCH
  • EPC Rating E39 /D58
    EPC
  • Status Agreed
Jack Massie MNAEA GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Jack Massie MNAEA

Description

An attractive mid-terraced Victorian home in an ever popular location with excellent transport links. The entrance hallway with ceiling cornices and corbels leads to an open-plan living and dining area boasting high ceilings and an iron-cast fireplace with wooden mantel. This leads to a modern fitted kitchen to rear with high and low level units, tiled flooring, splash back tiling, plumbing for washing machine and Belling Oven. Heading upstairs, carpeted stairs with original bannisters leads to two well-proportioned bedrooms boasting good natural light, high ceilings and laminate flooring. The first floor is completed by a bathroom with laminate flooring, stand alone shower, part-tiled walls, extractor fan, low flush W/C and extractor fan. Outdoors there is a secure yard to rear.

Features

  • Beautiful Mid-Terraced House
  • Through Lounge / Dining Room with Open Fireplace
  • Fully Fitted Kitchen
  • Two Well-Proportioned Bedrooms
  • Original Ceiling Corbels and Cornices
  • Double Glazed Windows and Oil Fired Heating
  • White Bathroom Suite
  • Close Proximity to Shops, Social Amenities and Transport Links
  • Great Investment, Popular Location

Room Details

  • ENTRANCE HALL:

    High ceilings, corbels and cornices.
  • KITCHEN: 13' 3" X 6' 7" (4.04m X 2.01m)

    Tiled flooring, high and low level units with laminate work surfaces, plumbed for washing machine, Belling oven with halogen hob, stainless steel cooker hood, splashback tiling, under unit lighting.
  • OPEN PLAN LIVING AND DINING 20' 5" X 10' 3" (6.22m X 3.12m)

    High ceilings, tiled flooring, cornices, good natural lighting, wooden mantel, iron cast fireplace.
  • LANDING:

    Carpeted, wooden bannisters.
  • BATHROOM:

    Laminate flooring, power shower with sliding door, part tiled walls, bath, pedestal wash basin, low flush W/C, extractor fan.
  • BEDROOM (1): 13' 7" X 10' 0" (4.14m X 3.05m)

    Laminate flooring, good natural light, cornices, high ceiling.
  • BEDROOM (2): 9' 11" X 8' 1" (3.02m X 2.46m)

    Laminate flooring, good natural light, high ceiling.
  • SECURED REAR YARD

    Enclosed rear yard.

Location

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Directions

Driving along Newtownards Road, turn into Bloomfield Avenue and left in Ravenscroft Street.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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