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21 Palestine Street, Holylands, Belfast, BT7 1QJ

Offers Around £159,950
  • status Agreed
  • bedrooms 5 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £;159,950
  • Style Terrace
  • Bedrooms 5
  • Receptions 1
  • Heating Gas
  • EPC Rating D64 /C73
  • Status Agreed
Adam Simpson - MRICS GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Adam Simpson


A great opportunity to purchase this substantial 5 bedroom Mid-Terrace in the heart of the University area. An ideal investment opportunity, the property is HMO Registered and let until August 2021. The property is well presented and maintained by the current owners. The accommomdation comprises a total of 5 bedrooms, 1 bedroom with ensuite, kitchen, living room, WC and shower room over three floors. The property benefits from gas central heating and UPVC double glazing. Offering a low maintence investment opportunity. On street car parking is available.


  • Prime investment Opportunity in the Heart of the University Area
  • Substantial 5 Bedroom Mid-Terrace Property
  • HMO Registered Until May 2022
  • Let until August 2022 at £1,300 pcm
  • Seperate Shower Room and WC
  • 5th Bedroom With Ensuite
  • Gas Central Heating
  • UPVC Double Glazing
  • Viewing Highly Recommended

Room Details


    Tiled floor leading to living area and kitchen.
  • LIVING ROOM: 16' 4" X 12' 3" (4.98m X 3.73m)

    Tiled floor.
  • KITCHEN: 12' 3" X 7' 1" (3.73m X 2.16m)

    A range of Shaker Style units under and over, electric oven and hob with extractor over. Plumbing for washing machine. Gas boiler. Tiled floor. Storage area under stairs.
  • BEDROOM (1): 8' 7" X 9' 8" (2.62m X 2.95m)

    Laminate flooring.
  • BEDROOM (2): 8' 7" X 7' 9" (2.62m X 2.36m)

    Laminate flooring.

    White WC and wash hand basin with laminate flooring.
  • BEDROOM (3): 7' 3" X 10' 1" (2.21m X 3.07m)

    Laminate flooring.
  • BEDROOM (4): 12' 2" X 9' 8" (3.71m X 2.95m)

    Laminate flooring.

    Mira shower with white wash hand basin.
  • BEDROOM (5): 13' 7" X 11' 1" (4.14m X 3.38m)

    Laminate flooring and velux window. Ensuite with Mira electric shower and white suite comprising WC and wash hand basin.

    Mira electric shower, with white wash hand basin and WC.
  • Small rear court yard. Front terrace area.


Show Map

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Travelling along Agincourt Avenue turn right onto Palestine Street. No.21 is located on the left of this one way street.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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