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9 Catherine Street North, Belfast, BT2 8LR

Offers Over £129,950
  • status Agreed
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Over £129,950
  • Style Terrace
  • Bedrooms 2
  • Receptions 1
  • Heating Gas
  • EPC Rating E43 /D63 - Download
    EPC
  • Status Agreed
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366
Kirby O'Connor

Description

This delightfully presented two bedroom mid-terrace property on Catherine Street North couldnt be better located for all the amenities Belfast City Centre has to offer. A two minute walk to City Hall and all the shops, restaurants and bars the city centre benefits from including Victoria Square Shopping Centre, Castlecourt Shopping Centre, The Garrick, James Street South, The Perch, and Stix and Stones to name a few. St. Georges Market is also right on your doorstep. The property also has easy access to local transport networks including Lanyon Place Train Station. With this in mind the property really would suite a large range of individuals especially the first time buyer or an investor. Internally the property comprises a spacious lounge, modern fitted kitchen with informal dining area, bathroom and two bedrooms. Externally the property has a private driveway to the front and a private low maintenance yard to the rear. Early viewing of this property is highly recommended to avoid disappointment.

Features

  • Two Bed Mid-Terrace
  • Spacious Lounge
  • Modern Fitted Kitchen With Informal Dining Area
  • Family Bathroom
  • Two Well Proportioned Bedrooms
  • Private Low Maintenance Yard to Rear
  • Private Brick Paviour Driveway to Front
  • Gas Fired Central Heating and uPVC Double Glazing Throughout

Room Details

  • ENTRANCE HALL:

    Wood laminate floor covering. Stairwell to first floor.
  • LOUNGE: 13' 9" X 11' 5" (4.19m X 3.48m)

    Wood laminate floor covering. Access to under stair store.
  • KITCHEN WITH INFORMAL DINING AREA 14' 10" X 10' 5" (4.52m X 3.18m)

    Modern fitted kitchen with a range of high and low level storage units and contrasting wood block effect work surface. Integrated appliances include electric hob and oven with stainless steel extractor canopy above. Space for fridge freezer and dishwasher. Stainless steel 1.5 bowl sink unit with drainer bay. Part tiled walls. Laminate floor covering. Access to rear hall consisting of the gas fired central heating boiler, and space and plumbed for automatic washing machine. PVC double glazed door to low rear yard.
  • LANDING:

    Access to build in store and roof space.
  • BEDROOM (1): 13' 7" X 11' 5" (4.14m X 3.48m)

    Access to built in store. Twin windows to front elevation.
  • BEDROOM (2): 10' 2" X 7' 1" (3.10m X 2.16m)

  • EXTERNAL

    Private brick paviour driveway to the front of the property and a low maintenance private yard to the rear.

Location

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Directions

Drive up Cormac Street heading towards the city centre, turn onto Hamilton Street and Catherine Street North is on your right hand side.

Mortgage Calculator

  • Property Value
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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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