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46 Heath Lodge Drive, Belfast, BT13 3WL

Offers Over £137,500
  • status Agreed
  • bedrooms 3 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Over £137,500
  • Style Terrace
  • Bedrooms 3
  • Receptions 1
  • Heating GFCH
  • EPC Rating C74 /C76
    EPC
  • Status Agreed
Tim Luft GOC Estate Agents Office: 028 9066 2366 DDI: 02890662366
Tim Luft

Description

A particularly well presented mid-terrace property that offers bright and spacious acommodation throughout, which should appeal to first time buyers and investors alike. The property has been maintained and decorated to a particularly high standard and we recommended early inspection to avoid disappointment. Located in the popular Heath Lodge development in North Belfast, only minutes drive from Tesco on the Ballygomartin Road and Woodvale Park.

Features

  • 1+ Reception
  • 3 Bedrooms (1 Ensuite)
  • Excellent Decorative Order Throughout
  • PVC And Double Glazed Windows
  • Modern Kitchen And Bathroom
  • Enxclosed Rear Garden
  • Gas Fired Central Heating
  • Popular And Convenient Location

Room Details

  • ENTRANCE HALL:

    Laminate flooring. Panel radiator. Under stairs cloakspace.
  • LOUNGE: 17' 0" X 12' 0" (5.18m X 3.66m)

    Laminate flooring. Glazed double doors into kitchen/ dining area.
  • KITCHEN/DINING AREA 18' 1" X 10' 1" (5.51m X 3.07m)

    Excellent range of shaker style wall and base units with marble effect worktop surfaces. Single drainer stainless steel sink unit with mixer taps. Built in electric oven and integrated ring gas hob. Concealed extractor hood and light. Concealed wall mouinted gas boiler. Plumbed for washing machine. Part tiled walls. Walk in storage/ larder. PVC double glazing back door and full height window.
  • BATHROOM:

    White PVC suite comprising; panel bath with electric shower and shower screen and mixer tap. Pedestal wash hand basin and dual flush W/C. Fully tiled wall and floor. Extractor fan and panel radiator.
  • BEDROOM (1): 12' 0" X 10' 1" (3.66m X 3.07m)

    Laminate flooring. Double panelled radiator. Built in double wardrobe.
  • LANDING:

    Built in shelved hot press with insulated copper cylinder.
  • BEDROOM (2): 13' 1" X 12' 0" (3.99m X 3.66m)

    Laminate flooring. Double panneled radiator. Recess spot lighting. Large built in wardrobe.
  • ENSUITE BATHROOM:

    Comprising; Fully tiled shower enclosure with electric shower, pedestal wash hand basin, and dual flush W/C. Chrome ladder style radiator. Extractor fan and recess spot lights.
  • BEDROOM (3): 8' 1" X 6' 10" (2.46m X 2.08m)

    Laminate flooring. Panel radiator.
  • Front garden area with flower beds. Rear garden area in grass and flagged patio area. Raised flower bed surrounded by timber fencing. Cold water tap. REar laneway for bin access.

Location

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Directions

Heath Lodge Drive is located of Ballymagarry Lane, which is off the Ballygomartin Road.

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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