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22 Holmdene Gardens, Belfast, BT14 7LL

Offers Around £87,950
  • status Agreed
  • bedrooms 3 Bedrooms
  • receptions 1 Reception
  • style Terrace
  • Price Offers Around £87,950
  • Style Terrace
  • Bedrooms 3
  • Receptions 1
  • Heating GFCH
  • EPC Rating C70 /C70
    EPC
  • Status Agreed
Dara McPeake GOC Estate Agents Office: 028 9066 2366
Dara McPeake

Description

GOC Estate Agents and delighted to bring to the market this superbly presented, mid-terraced property in the North Belfast area which benefits from recent refurbishment and extention. An ideal property for a first-time buyer or investment alike, this highly convenient location will appeal to a wide range of buyers. Recently converted to Gas-Fired Central heating with a stunning modernly decorated kitchen and living area with three well proportioned bedrooms this will be an ideal starter home. Viewing is highly recommended.

Features

  • Well Presented Three Bedroom Terraced Property which has been Recently Refurbished to a High Standard
  • Gas-Fired Central Heating
  • uPVC Double Glazed Windows Throughout
  • Driveway Off-Street Parking which holds up to two cars
  • Ideal for First-Time Buyers within a Highly Convenient Location just off Crumlin Road in North Belfast

Room Details

  • LIVING ROOM: 10' 6" X 11' 11" (3.20m X 3.63m)

    Solid Wooden Flooring. Electric Fire.
  • KITCHEN: 13' 4" X 7' 4" (4.06m X 2.24m)

    Tiled Flooring and walls. Range of High and Low level units. Integrated Fridge/Freezer, Electric Oven withTable-top multi-ring hob and Washing machine.
  • BATHROOM:

    Tiled Flooring and walls. WC, Vanity Unit, Mira Electric Shower suite.
  • BEDROOM (1): 13' 5" X 9' 0" (4.09m X 2.74m)

    Carpeted Flooring.
  • BEDROOM (2): 10' 1" X 7' 1" (3.07m X 2.16m)

    Carpeted Flooring.
  • BEDROOM (3): 6' 7" X 7' 1" (2.01m X 2.16m)

    Carpeted Flooring.
  • HOTPRESS:

    Recently installed Gas Boiler.
  • Enclosed yard to the rear, paved gated driveway at front allowing for parking for up to two cars.

Location

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Directions

Coming up the Crumlin Road approaching the roundabout, take the last road on the right-hand side onto Brompton Park and through Duneden Park onto Holmdene Gardens and number 22 is on the right-hand side.

Mortgage Calculator

  • Property Value
  • Deposit
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  • Int. Rate
  • Term (Yrs)
  • Repayment/month
 

Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.


Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.


Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).


Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%

Example

If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 


If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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