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Apt 32 The Stern Building, Annadale Crescent, Belfast, BT7 3NF

Offers Around £159,950
  • status Sale
  • bedrooms 2 Bedrooms
  • receptions 1 Reception
  • style Apartment
  • Price Offers Around £159,950
  • Style Apartment
  • Bedrooms 2
  • Receptions 1
  • Heating GFCH
  • EPC Rating B86 /B86 - Download
  • Status Sale
Kirby O'Connor - Assoc RICS GOC Estate Agents Office: 028 9066 2366
Kirby O'Connor


The Embankment is a desirable apartment development set in the heart of South Belfast along the river, close to local amenities and access roads. Internally the apartment benefits from open plan living/dining with a modern fitted kitchen and a balcony overlooking the River Lagan and Annadale Embankment. There are two well proportioned bedrooms and main bathroom. The entire property is superbly presented ensuring it will appeal to a wide range of buyers and is an exciting opportunity for investors. Viewing is highly recommended The property also benefits from video entry intercom, phoenix gas central heating, uPVC double glazing and an allocated secure underground car parking space.


  • Superb Third Floor Apartment
  • Open Plan Lounge/Kitchen/Dining
  • Modern Contemporary Kitchen
  • Balcony Overlooking Embankment and River Lagan
  • Two Well Proportioned Bedrooms
  • Beautifully Finished Bathroom with Intergrated Suites
  • Gas Fired Central Heating
  • Double Glazed Windows Throughout
  • Wooden Floors Throughout
  • Secure Underground Car Parking And Visitor Spaces
  • Convenient To City Centre

Room Details

  • HALLWAY: 10' 0" X 6' 0" (3.05m X 1.83m)

    Hallway with Storage Cupboard and wooden floors
  • LOUNGE: 19' 0" X 16' 0" (5.79m X 4.88m)

    Wooden floors throughout, well lit living/dining area, modern contemporary kitchen with fitted appliances, patio door leading to South facing balcony overlooking the Embankment and River Lagan
  • BATHROOM: 6' 0" X 7' 0" (1.83m X 2.13m)

    White porcelain toilet and sink, tiled floor and sink splashback, stand in shower with mermaid boards
  • BEDROOM (1): 14' 11" X 8' 0" (4.55m X 2.44m)

    Wooden floor, built in slide robes and heightened TV connections
  • BEDROOM (2): 11' 0" X 6' 0" (3.35m X 1.83m)

    Wooden floor, built in slide robes and heightened TV connections
  • Secure under ground car park space with electric door. Lift access to upper floors.


Show Map

* Click boxes to display surrounding locations


Driving along the Annadale Embankment out of town, Annadale Crescent is located on the left hand side

Mortgage Calculator

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Disclaimer: The following calculations act as a guide only, and are based on a typical repayment mortgage model. Financial decisions should not be made based on these calculations and accuracy is not guaranteed. Always seek professional advice before making any financial decisions.

Advice on Stamp Duty

Advice on Stamp Duty

Stamp Duty Land Tax is a percentage paid on the purchase of a home or non-residential property to the Inland Revenue.  You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above £125,000 when you buy residential property, eg a house or flat.

There are different rules if you’re buying your first home and the purchase price is £500,000 or less.

Use the SDLT calculator to work out how much tax you’ll pay.

Rates if you’re buying your first home

You can claim a discount (relief) so you don’t pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You’re eligible if:

·you, and anyone else you’re buying with, are first-time buyers

·you complete your purchase on or after 22 November 2017

If the price is over £500,000, you follow the rules for people who’ve bought a home before.

Rates if you’ve bought a home before

Freehold sales and transfers

You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).

Property or lease premium or transfer value                                              SDLT rate

Up to £125,000                                                                                                Zero
The next £125,000 (the portion from £125,001 to £250,000)                       2%
The next £675,000 (the portion from £250,001 to £925,000)                       5%
The next £575,000 (the portion from £925,001 to £1.5 million)                    10%
The remaining amount (the portion above £1.5 million)                              12%


If you buy a house for £275,000, the SDLT you owe is calculated as follows:

  • 0% on the first £125,000 = £0
  • 2% on the next £125,000 = £2,500
  • 5% on the final £25,000 = £1,250
  • Total SDLT = £3,750

New leasehold sales and transfers

When you buy a new residential leasehold property you pay SDLT on the purchase price of the lease (the ‘lease premium’) using the rates above.
If the total rent over the life the lease (known as the ‘net present value’) is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing (‘assigned’) lease.

You can work out how much SDLT you’ll pay for your new residential lease using HMRC’s:

Higher rates for additional properties

You’ll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you’ll own more than one.

Use the SDLT calculator to work out how much tax you’ll pay.  You may not have to pay the higher rates if you exchanged contracts before 26
November 2015. 

If you’re replacing your main residence

You won’t pay the extra 3% SDLT if the property you’re buying is replacing your main residence and that has already been sold.  If there’s a delay selling your main residence and it hasn’t been sold on the day you complete your new purchase:

  • you’ll have to pay higher rates because you own 2 properties
  • you may be able to get a refund if you sell your previous main home within 36 months
  • There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.
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